SBI Virtual Card FAQ: Everything You Need to Know

Virtual cards offered by State Bank of India are gaining popularity for their convenience and security. If you’re considering using or have questions about SBI Virtual Cards, here’s a comprehensive FAQ:

What is an SBI Virtual Card?

State Bank of India’s Virtual Card is a digital payment solution that allows you to make online transactions securely without revealing your primary card details. It acts as a temporary card linked to your account, providing an extra layer of security.

How to Generate an SBI Virtual Card?

Generating an SBI Virtual Card is a simple process. Log in to your SBI online banking account, navigate to the Virtual Card section, and follow the instructions to create a new virtual card with a unique card number and CVV.

Benefits of Using SBI Virtual Cards

• Enhanced Security: Virtual cards reduce the risk of fraud as they are valid for a limited time and have spending limits.
• Convenience: Make online payments without sharing your primary card details.
• Control: Set spending limits and customize virtual cards according to your needs.

FAQs

1. Is there a fee for generating an SBI Virtual Card?
No, there is no fee for creating an SBI Virtual Card. It is a complimentary service provided by the bank.

2. Can I use an SBI Virtual Card for international transactions?
Yes, SBI Virtual Cards can be used for both domestic and international online transactions.

3. Is there a limit on the number of SBI Virtual Cards I can generate?
Yes, there are limits on the number of virtual cards you can create based on your account type and bank policy.

4. How long is an SBI Virtual Card valid for?
SBI Virtual Cards are typically valid for a short period, usually ranging from 24 hours to 48 hours.

5. Can I share my SBI Virtual Card details with others?
It is not recommended to share your virtual card details with anyone to maintain security.

Explore the world of virtual cards with SBI and enjoy secure online transactions without any worries!