FAQs About SBI Virtual Card – Your Complete Guide

In today’s digital age, virtual cards have become a convenient and secure way to make online transactions. State Bank of India’s Virtual Card is a popular choice among users looking for added security and ease of use. In this comprehensive FAQ guide, we will address all your queries and concerns regarding SBI Virtual Cards.

What Is an SBI Virtual Card?

SBI Virtual Card is a temporary card that you can create online without the need for a physical plastic card. It is designed for secure online transactions and can be used for online shopping, bill payments, and more.

How Can I Generate an SBI Virtual Card?

To generate an SBI Virtual Card, log in to your SBI online banking account, navigate to the Cards section, and select the Virtual Card option. Follow the on-screen instructions to create a virtual card with your desired spending limit and validity period.

Is SBI Virtual Card Safe to Use?

Yes, SBI Virtual Card is safe to use as it offers an added layer of security for online transactions. Each virtual card is valid for a single transaction or a limited validity period, reducing the risk of unauthorized usage.

What Are the Benefits of Using SBI Virtual Card?

Using SBI Virtual Card comes with several benefits, including enhanced security, convenience, and flexibility for online transactions. It helps protect your primary payment details from being compromised during online purchases.

Can I Use SBI Virtual Card for International Transactions?

Yes, SBI Virtual Card can be used for both domestic and international online transactions. However, please check with SBI for any specific restrictions or limitations for international usage.

How Can I Check the Balance of My SBI Virtual Card?

You can easily check the balance of your SBI Virtual Card by logging in to your SBI online banking account and navigating to the Cards section. The balance of your virtual card will be displayed along with transaction details.

What Happens If My SBI Virtual Card Expires?

If your SBI Virtual Card expires, you can simply generate a new virtual card with updated details and validity period. Be sure to update your virtual card details with any merchants or services where you have saved the card information.

With SBI Virtual Card, online transactions have never been easier or more secure. Take advantage of this innovative payment solution for a worry-free online shopping experience!