Understanding State Bank of India’s Virtual Card

State Bank of India (SBI) Virtual Card is a digital payment solution that offers a secure and convenient way to make online transactions. These virtual cards are issued by SBI and are linked to a customer’s account, allowing them to shop online without exposing their actual debit or credit card details.

Key Features of SBI Virtual Cards

SBI Virtual Cards come with several features that make them a popular choice among customers:

• Single-Use: Each virtual card is valid for a single transaction, adding an extra layer of security.
• Instant Issuance: Customers can generate virtual cards instantly through the SBI online banking portal or mobile app.
• Customizable Limits: Users can set transaction limits and validity periods for each virtual card.

How to Generate an SBI Virtual Card

To create an SBI Virtual Card, follow these simple steps:

1. Login to your SBI online banking account or mobile app.
2. Select the ‘Virtual Card’ option from the menu.
3. Enter the desired amount and validity period for the virtual card.
4. Confirm the transaction and receive the virtual card details.

Benefits of Using SBI Virtual Cards

Using SBI Virtual Cards offers several advantages, including:

• Enhanced Security: Virtual cards help protect your actual card details from online fraud and theft.
• Convenience: With instant issuance and customization options, SBI Virtual Cards provide a seamless online shopping experience.
• Budget Control: Setting transaction limits allows users to manage their spending effectively.

Overall, SBI Virtual Cards are a reliable and secure payment solution for online transactions. By leveraging this innovative technology, customers can enjoy a hassle-free shopping experience while safeguarding their financial information.